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Super Visa · Winnipeg

Super Visa insurance in Winnipeg

Winnipeg is home to one of Canada's largest Filipino communities, alongside well-established South Asian and fast-growing African families across St. Vital, The Maples, and Tyndall Park. For those now sponsoring parents and grandparents on a Super Visa, we'll connect you with a licensed broker who can compare IRCC-compliant policies for your family.

Quick answer

Super Visa insurance in Winnipeg must meet the same federal IRCC minimums as anywhere in Canada: at least $100,000 of emergency medical coverage from a Canadian insurer, valid for one year from entry, covering healthcare, hospitalization, and repatriation. A healthy visitor aged 60–64 typically pays $1,450–$2,100 a year for $100,000 of coverage. Winnipeg's newcomer community is led by arrivals from the Philippines and India, and many partner brokers in our network who serve the city offer help in Tagalog and Punjabi.

Super Visa insurance for Winnipeg families

A Super Visa lets parents and grandparents of Canadian citizens and permanent residents visit for up to five years at a time, and it requires private medical insurance before approval: at least $100,000 in emergency medical coverage from a Canadian insurer, valid for one year from entry, covering healthcare, hospitalization, and repatriation. In Winnipeg, this is a familiar milestone. The city is home to one of Canada's largest Filipino communities, concentrated in The Maples and Tyndall Park in the northwest, alongside long-settled South Asian families in St. Vital and Fort Garry and a fast-growing African community arriving from Nigeria, Eritrea, and Ethiopia. For many of these households, sponsoring parents to visit is the next step after building a life here.

That diversity shows up in the languages families want when they compare coverage. After English, Tagalog is one of the most widely spoken languages in Winnipeg, and Punjabi, Hindi, and Gujarati are common across the South Asian community in Transcona and Fort Garry. Many partner brokers in our network who serve Winnipeg can explain a policy in Tagalog or Punjabi, which matters because the terms that trip up the most applications are not the price — they are the pre-existing condition clauses, what counts as 'stable,' for how long, and whether a managed condition is covered at all.

Because visiting parents and grandparents are not eligible for Manitoba Health, the provincial plan, the $100,000 Super Visa policy is the only thing standing between a family and the full cost of an emergency room visit or hospital admission. Winnipeg winters are long and hard on older visitors, so families here tend to take the coverage seriously rather than treat it as a formality. We connect you with a licensed broker who compares carriers on coverage limits, deductibles, and pre-existing condition terms — not just the headline premium — so the policy actually does its job if your parent needs care.

Why compare before you buy in Winnipeg

Winnipeg is served by Health Sciences Centre Winnipeg, the largest hospital and trauma centre in the province, where a visiting parent would go in a serious emergency. A visitor without Manitoba Health coverage pays out of pocket for that care, which can run into the tens of thousands. Comparing Super Visa policies from several licensed brokers lets you weigh coverage limits, deductibles, and whether the insurer pays the hospital directly. The full Super Visa guide covers the IRCC requirements and the 7-step framework; see cost by age for typical pricing.

Hospitals and emergency care near Winnipeg

Super Visa insurance is emergency medical coverage, so it pays to know where your parents would be treated and whether the carrier bills the hospital directly. Facilities serving Winnipeg visitors include Health Sciences Centre Winnipeg, St. Boniface Hospital. Carriers with broad direct-pay networks settle bills with the hospital so your family avoids large upfront payments — a licensed broker can confirm which carriers offer direct pay near you.

What Super Visa insurance costs in Winnipeg

Your parents' premium is set by their age, health, deductible, and coverage choices — not by a Winnipeg address. There is no city surcharge: a visitor staying in St. Vital pays the same base rate as one staying anywhere else in Manitoba. The ranges below are LRH marketplace estimates for an IRCC-compliant $100,000 policy; a licensed broker confirms the exact, bindable figure.

Visitor ageAnnual premium (est.)Monthly equivalent
55–59$1,100 – $1,650$92 – $138
60–64$1,450 – $2,100$121 – $175
65–69$1,850 – $2,700$154 – $225
70–74$2,400 – $3,500$200 – $292
75–79$3,200 – $4,800$267 – $400
80+$4,500 – $7,200$375 – $600

Marketplace estimates for an IRCC-compliant policy — $100,000 coverage, $250 deductible, no pre-existing coverage, annual payment. Final premiums depend on the insurer's underwriting; a licensed broker confirms the bindable figure.

Estimate your parents' premium

Super Visa cost calculator

Adjust the details below for an instant estimate of an IRCC-compliant policy — at least $100,000 coverage, valid for 365 days, covering healthcare, hospitalization, and repatriation.

Parent or grandparent's age65
5090+
Coverage amount

$100,000 is the IRCC minimum. Brokers often suggest more for visitors over 65.

Deductible

A higher deductible lowers the premium but raises your out-of-pocket cost.

Cover stable pre-existing conditions?
Payment plan
Estimated premium
$148$215/mo
≈ $1,775 – $2,583 over the 365-day term

These are estimates. A licensed broker confirms your exact, bindable premium after a quick medical questionnaire.

Lowest Rates Hub connects you with licensed insurance brokers across Canada. Quotes are provided by partner brokers and the carriers they represent; LRH does not bind coverage or hold an insurance licence. Estimates are not bound coverage and depend on the insurer's underwriting and the information disclosed. Privacy policy.

Winnipeg Super Visa questions, answered

Yes. Winnipeg has one of the largest Filipino communities in Canada, concentrated in The Maples and Tyndall Park, and a well-established South Asian community across St. Vital and Fort Garry. Many partner brokers in our network who serve Winnipeg can help in Tagalog, Punjabi, Hindi, or Gujarati. Tell us your preferred language when you start a quote and we'll try to match you with a licensed broker who can walk your parents through the policy in their own language.
Premiums are based on the visitor's age, health, and chosen deductible — not on living in Winnipeg versus another city. As a marketplace benchmark, a healthy visitor aged 60–64 typically pays $1,450–$2,100 a year for the $100,000 of coverage IRCC requires, and a visitor aged 65–69 typically pays $1,850–$2,700. Insurers do not charge more for a Winnipeg address, so the way to manage cost is to compare quotes from several licensed brokers and weigh deductible options carefully.
Yes. IRCC requires valid proof of Super Visa insurance at the time of the visa application, not after approval. The policy must provide at least $100,000 in emergency medical coverage from a Canadian insurer, be valid for one year from the date of entry, and cover healthcare, hospitalization, and repatriation. Most Winnipeg families request quotes once travel dates are set, which leaves time to compare pre-existing condition clauses from several licensed brokers before committing to a policy.
Health Sciences Centre Winnipeg and St. Boniface Hospital treat insured visitors, and they are the two largest hospitals a visiting parent would use in an emergency. Carriers with broad direct-pay networks bill the hospital directly so your family avoids large upfront payments. A licensed broker can confirm which carriers offer direct pay at the hospitals nearest you, which matters most for a serious admission that runs into the tens of thousands of dollars.
It depends on the carrier and how the policy defines 'stable.' Many Super Visa plans cover a managed pre-existing condition like high blood pressure or diabetes if it has been stable for a set period before the trip, but the definitions and waiting periods vary widely between insurers. This is exactly why comparing matters: a licensed broker in our network can match an older Winnipeg visitor to a carrier whose pre-existing condition terms fit their health, rather than one that quietly excludes the condition.
Yes. Visiting parents and grandparents are not eligible for Manitoba Health, the provincial plan, so they have no provincial coverage during the visit. A $100,000 Super Visa policy from a Canadian insurer is what pays for emergency healthcare, hospitalization, and repatriation while they are here. Insurance in Manitoba is overseen by the Insurance Council of Manitoba, where the partner brokers we connect you with are licensed to compare and bind these policies.

Compare Super Visa quotes for your Winnipeg family

A licensed broker — including Tagalog- and Punjabi-speaking advisors — matches the right carrier to your parents' age and health, free.

Lowest Rates Hub connects consumers with licensed insurance brokers across Canada. Quotes are provided by partner brokers and the carriers they represent; LRH does not bind coverage or hold an insurance licence. Estimates are not bound coverage. Final premiums depend on the insurer's underwriting and the information disclosed in the application. Policies underwritten by IDC Worldsource and partner insurers. Privacy policy.

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