Super Visa insurance in Montréal
Bringing your parents or grandparents to Montréal on a Super Visa? Every policy must carry at least $100,000 of emergency medical coverage from a Canadian insurer, valid for a full year from the date of entry. Compare quotes across carriers and let us connect you with a licensed broker who can explain the coverage in French or English.
Quick answer
Super Visa insurance in Montréal must meet the same federal IRCC minimums as anywhere in Canada: at least $100,000 of emergency medical coverage from a Canadian insurer, valid for one year from the date of entry, covering healthcare, hospitalization, and repatriation. Proof of an IRCC-compliant policy is required at application time. A healthy visitor aged 60–64 typically pays $1,450–$2,100 a year for $100,000 of coverage, while ages 65–69 usually run $1,850–$2,700. Because RAMQ does not cover visitors, this private policy is what protects your family. Many partner brokers serving Montréal offer service in French, English, Arabic, and Mandarin.
Super Visa insurance for Montréal families
Montréal is one of Canada's most welcoming arrival cities for parents and grandparents on a Super Visa, with established communities in Côte-des-Neiges, Saint-Laurent, and Villeray where multiple generations often live within a few blocks of one another. Whichever neighbourhood your family settles in, the federal rule is the same: every Super Visa applicant needs at least $100,000 of emergency medical coverage from a Canadian insurer, valid for one full year from the date of entry, covering healthcare, hospitalization, and repatriation. Proof of that policy must be ready at application time.
The city's immigrant fabric is genuinely distinct, with very large communities from the Maghreb (Algeria and Morocco), Haiti, China, South Asia, and Latin America. That diversity is why so many partner brokers in our network serve Montréal families in French, English, Arabic, Mandarin, Spanish, and Haitian Creole. Coverage terms — deductibles, pre-existing-condition clauses, and repatriation limits — carry real financial weight, so being able to review them in the language your parents are most comfortable in matters as much as the premium itself.
It also matters that Québec sits outside the RAMQ public plan for visitors: a parent visiting LaSalle or Pierrefonds in the West Island is not covered by the provincial health system, so the private Super Visa policy is their only safety net against the cost of an emergency. Comparing several IRCC-compliant carriers side by side — rather than taking the first quote offered — is the surest way to match the right deductible and coverage amount to your family's budget, and we can connect you with a licensed broker to confirm the details.
Why compare before you buy in Montréal
If your parents needed emergency care at the McGill University Health Centre (MUHC, Glen site) or the CHUM, the carrier you chose decides how smoothly the bills are handled. Comparing several IRCC-compliant carriers lets you weigh deductibles, direct-pay networks, and pre-existing-condition terms before you commit. The full Super Visa guide covers the IRCC requirements and the 7-step framework; see cost by age for typical pricing.
Hospitals and emergency care near Montréal
Super Visa insurance is emergency medical coverage, so it pays to know where your parents would be treated and whether the carrier bills the hospital directly. Facilities serving Montréal visitors include McGill University Health Centre (MUHC, Glen site), Centre hospitalier de l'Université de Montréal (CHUM), Jewish General Hospital. Carriers with broad direct-pay networks settle bills with the hospital so your family avoids large upfront payments — a licensed broker can confirm which carriers offer direct pay near you.
What Super Visa insurance costs in Montréal
Your parents' premium is set by their age, health, deductible, and coverage choices — not by a Montréal address. There is no city surcharge: a visitor staying in Côte-des-Neiges pays the same base rate as one staying anywhere else in Québec. The ranges shown here are LRH marketplace estimates for an IRCC-compliant $100,000 policy; a licensed broker confirms the exact, bindable figure.
| Visitor age | Annual premium (est.) | Monthly equivalent |
|---|---|---|
| 55–59 | $1,100 – $1,650 | $92 – $138 |
| 60–64 | $1,450 – $2,100 | $121 – $175 |
| 65–69 | $1,850 – $2,700 | $154 – $225 |
| 70–74 | $2,400 – $3,500 | $200 – $292 |
| 75–79 | $3,200 – $4,800 | $267 – $400 |
| 80+ | $4,500 – $7,200 | $375 – $600 |
Marketplace estimates for an IRCC-compliant policy — $100,000 coverage, $250 deductible, no pre-existing coverage, annual payment. Final premiums depend on the insurer's underwriting; a licensed broker confirms the bindable figure.
Estimate your parents' premium
Adjust the details below for an instant estimate of an IRCC-compliant policy — at least $100,000 coverage, valid for 365 days, covering healthcare, hospitalization, and repatriation.
$100,000 is the IRCC minimum. Brokers often suggest more for visitors over 65.
A higher deductible lowers the premium but raises your out-of-pocket cost.
These are estimates. A licensed broker confirms your exact, bindable premium after a quick medical questionnaire.
Lowest Rates Hub connects you with licensed insurance brokers across Canada. Quotes are provided by partner brokers and the carriers they represent; LRH does not bind coverage or hold an insurance licence. Estimates are not bound coverage and depend on the insurer's underwriting and the information disclosed. Privacy policy.
Montréal Super Visa questions, answered
Compare Super Visa quotes for your Montréal family
A licensed broker — including French- and Arabic-speaking advisors — matches the right carrier to your parents' age and health, free.
Lowest Rates Hub connects consumers with licensed insurance brokers across Canada. Quotes are provided by partner brokers and the carriers they represent; LRH does not bind coverage or hold an insurance licence. Estimates are not bound coverage. Final premiums depend on the insurer's underwriting and the information disclosed in the application. Policies underwritten by IDC Worldsource and partner insurers. Privacy policy.