Super Visa insurance for parents & grandparents
Bringing a parent or grandparent to Canada on a Super Visa means securing IRCC-compliant medical coverage first. Here's what they need, what it costs by age, and how to compare it properly.
What parents and grandparents need to qualify
The Super Visa requires private medical insurance of at least $100,000, valid for one year from entry, covering healthcare, hospitalization, and repatriation, from a Canadian or OSFI-authorized insurer. See the full requirements for detail.
Cost rises with age — plan for it
Premiums roughly double each decade past 60. For a parent in their late 60s, expect $1,850–$2,700/year for $100K; in their 80s, $4,500–$7,200. Because the spread between carriers widens with age, comparing quotes matters most for older parents. See cost by age.
Watch the pre-existing terms
Many parents have managed conditions like hypertension or diabetes. Choose a policy that covers stable pre-existing conditions rather than the cheapest exclusionary one — it's the difference between a paid and a denied claim. For couples, ask about family-package pricing.
Insure your parents the right way
Compare IRCC-compliant policies for their age and health from licensed brokers — free.
Lowest Rates Hub connects consumers with licensed insurance brokers across Canada. Quotes are provided by partner brokers and the carriers they represent; LRH does not bind coverage or hold an insurance licence. Estimates are not bound coverage. Final premiums depend on the insurer's underwriting and the information disclosed in the application. Policies underwritten by IDC Worldsource and partner insurers. Privacy policy.