Lowest Rates Hub
Super Visa · Moncton

Super Visa insurance in Moncton

Sponsoring your parents or grandparents to visit Moncton on a Super Visa? Compare quotes from licensed brokers in our network for the emergency medical coverage IRCC requires. In Canada's leading francophone-immigration destination, partner brokers serving Greater Moncton often offer service in both French and English.

Quick answer

Super Visa insurance in Moncton must meet the same federal IRCC minimums as anywhere in Canada: at least $100,000 of emergency medical coverage from a Canadian insurer, valid for one year from entry, covering healthcare, hospitalization, and repatriation. A healthy visitor aged 60–64 typically pays $1,450–$2,100 a year for $100,000 of coverage. Moncton is Canada's leading destination for francophone newcomers outside Quebec, so partner brokers serving the area often offer service in both French and English.

Super Visa insurance for Moncton families

The Super Visa lets parents and grandparents of Canadian citizens and permanent residents stay in Canada for up to five years per entry — long enough to settle in for a real visit in Downtown Moncton, help with grandchildren across the river in Riverview, or spend a season in nearby Dieppe. To get the visa approved, IRCC requires proof of private medical insurance: at least $100,000 in emergency medical coverage from a Canadian insurer, valid for one year from the date of entry, covering healthcare, hospitalization and repatriation. The policy must be in place when the application is submitted, so most Greater Moncton families arrange it before they apply.

Moncton has become one of Canada's fastest-growing immigration centres, drawing newcomers from more than 150 countries — and it stands out as the leading destination for francophone newcomers outside Quebec, with around one in four immigrants to the region arriving as French speakers. That bilingual reality shapes how Super Visa insurance is best handled here: a visiting parent who speaks French, or who is more comfortable in Arabic, Spanish or Mandarin, should be able to ask about deductibles and pre-existing condition clauses in their own language, and partner brokers serving Greater Moncton frequently offer service in both official languages. Pre-existing conditions matter too — how a policy defines and covers a stable condition like managed diabetes or high blood pressure varies between insurers, and getting that wording right is often more important than a small difference in price.

Why compare before you buy in Moncton

Greater Moncton is served by two major hospitals: Horizon's The Moncton Hospital and Vitalité's Dr. Georges-L.-Dumont University Hospital Centre, the francophone network's flagship. Both run emergency departments, and the Vitalité site offers care in French — useful for a francophone visiting parent. Super Visa insurance does not pre-arrange direct billing with either hospital, so ask a broker how each insurer handles emergency claims and reimbursement before your parent arrives. The full Super Visa guide covers the IRCC requirements and the 7-step framework; see cost by age for typical pricing.

Hospitals and emergency care near Moncton

Super Visa insurance is emergency medical coverage, so it pays to know where your parents would be treated and whether the carrier bills the hospital directly. Facilities serving Moncton visitors include The Moncton Hospital (Horizon), Dr. Georges-L.-Dumont University Hospital Centre (Vitalité). Carriers with broad direct-pay networks settle bills with the hospital so your family avoids large upfront payments — a licensed broker can confirm which carriers offer direct pay near you.

What Super Visa insurance costs in Moncton

Super Visa premiums are set by the visitor's age and health, not by their Moncton address. A parent staying near Magnetic Hill pays the same as one in Dieppe — there is no city surcharge and no Moncton-specific rate. The figures below are marketplace estimates for a healthy applicant at $100,000 of coverage; your actual quote depends on age, medical history and the deductible you choose.

Visitor ageAnnual premium (est.)Monthly equivalent
55–59$1,100 – $1,650$92 – $138
60–64$1,450 – $2,100$121 – $175
65–69$1,850 – $2,700$154 – $225
70–74$2,400 – $3,500$200 – $292
75–79$3,200 – $4,800$267 – $400
80+$4,500 – $7,200$375 – $600

Marketplace estimates for an IRCC-compliant policy — $100,000 coverage, $250 deductible, no pre-existing coverage, annual payment. Final premiums depend on the insurer's underwriting; a licensed broker confirms the bindable figure.

Estimate your parents' premium

Super Visa cost calculator

Adjust the details below for an instant estimate of an IRCC-compliant policy — at least $100,000 coverage, valid for 365 days, covering healthcare, hospitalization, and repatriation.

Parent or grandparent's age65
5090+
Coverage amount

$100,000 is the IRCC minimum. Brokers often suggest more for visitors over 65.

Deductible

A higher deductible lowers the premium but raises your out-of-pocket cost.

Cover stable pre-existing conditions?
Payment plan
Estimated premium
$148$215/mo
≈ $1,775 – $2,583 over the 365-day term

These are estimates. A licensed broker confirms your exact, bindable premium after a quick medical questionnaire.

Lowest Rates Hub connects you with licensed insurance brokers across Canada. Quotes are provided by partner brokers and the carriers they represent; LRH does not bind coverage or hold an insurance licence. Estimates are not bound coverage and depend on the insurer's underwriting and the information disclosed. Privacy policy.

Moncton Super Visa questions, answered

Yes. Moncton is officially bilingual and is the leading settlement city in Canada for francophone newcomers outside Quebec, so French-language service is common rather than exceptional. Partner brokers in our network serving Greater Moncton frequently work in both French and English, which means a visiting parent who is more comfortable in French can discuss their Super Visa policy — coverage limits, deductibles, pre-existing condition clauses and how to claim — in that language. When you request quotes, note your preferred language so we match you with a broker who can serve your family accordingly.
Cost depends on the visitor's age, health and coverage amount, not on their Moncton address. For the IRCC-required $100,000 of coverage, a healthy applicant aged 60–64 typically pays $1,450–$2,100 a year, and one aged 65–69 typically pays $1,850–$2,700 a year. A higher deductible can lower the premium, while pre-existing conditions may raise it or call for a specific rider. These are marketplace estimates — comparing quotes from several licensed brokers is the most reliable way to find your real number.
Greater Moncton is served by two major hospitals: Horizon's The Moncton Hospital and Vitalité Health Network's Dr. Georges-L.-Dumont University Hospital Centre, a 302-bed teaching hospital and the francophone network's flagship. Both operate emergency departments, and the Dr. Georges-L.-Dumont centre delivers care in French, which can reassure a francophone visiting parent. Super Visa insurance is emergency medical coverage, so it would apply to sudden illness or injury treated at either site. Insurers do not pre-arrange direct billing, so ask your broker how emergency claims and reimbursement work.
Yes. IRCC requires proof of valid private medical insurance — at least $100,000 in emergency coverage from a Canadian insurer, valid for one year from entry and covering healthcare, hospitalization and repatriation — at the moment the Super Visa application is submitted. You cannot apply first and add the insurance afterward. That is why most Greater Moncton families arrange the policy before applying. A licensed broker can issue a policy with IRCC-compliant wording and give you the confirmation document to include with the application.
Most Canadian Super Visa policies offer a full or partial refund if the visa is refused, as long as no claim has been made and you provide the refusal letter — but the precise terms differ by insurer. Some return the full premium, others retain a small administration fee, and the refund window varies. Because Moncton families typically buy the policy before the visa decision, confirm these terms first. Ask the partner broker about the refusal-refund and cancellation rules before you pay so you know exactly where you stand if the answer is no.

Compare Super Visa quotes for your Moncton family

A licensed broker — including French- and Arabic-speaking advisors — matches the right carrier to your parents' age and health, free.

Lowest Rates Hub connects consumers with licensed insurance brokers across Canada. Quotes are provided by partner brokers and the carriers they represent; LRH does not bind coverage or hold an insurance licence. Estimates are not bound coverage. Final premiums depend on the insurer's underwriting and the information disclosed in the application. Policies underwritten by IDC Worldsource and partner insurers. Privacy policy.

Quote in 60s
Average save $480/yr
Get my quote