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Super Visa · London

Super Visa insurance in London

Bringing your parents or grandparents to London for an extended stay means lining up Super Visa medical insurance that meets Canada's federal rules before they board the plane. Families across Masonville, Byron, and Oakridge use our marketplace to compare IRCC-compliant $100,000 policies side by side, and we connect you with a licensed broker in Ontario who confirms the final figure.

Quick answer

Super Visa insurance in London, Ontario must meet the same federal IRCC minimums as anywhere in Canada: at least $100,000 of emergency medical coverage from a Canadian insurer, valid for one year from the date of entry, covering healthcare, hospitalization, and repatriation, with proof required at application time. A healthy visitor aged 60–64 typically pays $1,450–$2,100 a year for $100,000 of coverage, while ages 65–69 run roughly $1,850–$2,700. Many partner brokers serving London offer service in Arabic, Mandarin, Punjabi, and Hindi.

Super Visa insurance for London families

Across London's Masonville, Byron, and Oakridge neighbourhoods, families regularly reunite with parents and grandparents through the Super Visa, which allows stays of up to five years at a time. The condition that derails the most applications is straightforward but unforgiving: the visitor must arrive with private medical insurance of at least $100,000, valid for one year from the date of entry, covering healthcare, hospitalization, and repatriation, with proof shown when they apply.

London is one of Canada's most diverse mid-sized cities, home to one of the country's largest Arabic-speaking communities alongside well-established South Asian and Chinese populations, many of them centred in White Oaks, Westmount, and the neighbourhoods around Western University. That diversity is why partner brokers in our network commonly offer service in Arabic, Mandarin, Punjabi, and Hindi, so the adult child arranging the policy and the visiting parent can both understand exactly what the coverage includes before anyone signs.

Because the $100,000 IRCC minimum is a federal floor rather than a recommendation, it pays to compare carriers rather than accept the first quote a family member is handed. Premiums, deductible options, refund rules, and pre-existing-condition terms vary widely between insurers, and the right combination for a healthy 62-year-old visiting Byron looks different from the one for a 68-year-old who manages a chronic condition. Our marketplace lays those options side by side so you can see the trade-offs clearly.

Why compare before you buy in London

Premiums and the fine print on pre-existing conditions differ from one carrier to the next, and a visitor treated at London Health Sciences Centre's Victoria Hospital could face very different out-of-pocket costs depending on the policy. Comparing several IRCC-compliant carriers first is how families find the right balance of price, deductible, and direct-pay coverage. The full Super Visa guide covers the IRCC requirements and the 7-step framework; see cost by age for typical pricing.

Hospitals and emergency care near London

Super Visa insurance is emergency medical coverage, so it pays to know where your parents would be treated and whether the carrier bills the hospital directly. Facilities serving London visitors include London Health Sciences Centre — Victoria Hospital, London Health Sciences Centre — University Hospital, St. Joseph's Health Care London. Carriers with broad direct-pay networks settle bills with the hospital so your family avoids large upfront payments — a licensed broker can confirm which carriers offer direct pay near you.

What Super Visa insurance costs in London

Your parents' premium is set by their age, health, deductible, and coverage choices — not by a London address. There is no city surcharge: a visitor staying near Masonville Place pays the same base rate as one staying anywhere else in Ontario. The ranges shown here are LRH marketplace estimates for an IRCC-compliant $100,000 policy; a licensed broker confirms the exact, bindable figure.

Visitor ageAnnual premium (est.)Monthly equivalent
55–59$1,100 – $1,650$92 – $138
60–64$1,450 – $2,100$121 – $175
65–69$1,850 – $2,700$154 – $225
70–74$2,400 – $3,500$200 – $292
75–79$3,200 – $4,800$267 – $400
80+$4,500 – $7,200$375 – $600

Marketplace estimates for an IRCC-compliant policy — $100,000 coverage, $250 deductible, no pre-existing coverage, annual payment. Final premiums depend on the insurer's underwriting; a licensed broker confirms the bindable figure.

Estimate your parents' premium

Super Visa cost calculator

Adjust the details below for an instant estimate of an IRCC-compliant policy — at least $100,000 coverage, valid for 365 days, covering healthcare, hospitalization, and repatriation.

Parent or grandparent's age65
5090+
Coverage amount

$100,000 is the IRCC minimum. Brokers often suggest more for visitors over 65.

Deductible

A higher deductible lowers the premium but raises your out-of-pocket cost.

Cover stable pre-existing conditions?
Payment plan
Estimated premium
$148$215/mo
≈ $1,775 – $2,583 over the 365-day term

These are estimates. A licensed broker confirms your exact, bindable premium after a quick medical questionnaire.

Lowest Rates Hub connects you with licensed insurance brokers across Canada. Quotes are provided by partner brokers and the carriers they represent; LRH does not bind coverage or hold an insurance licence. Estimates are not bound coverage and depend on the insurer's underwriting and the information disclosed. Privacy policy.

London Super Visa questions, answered

Yes. London has one of Canada's largest Arabic-speaking communities along with sizeable Mandarin- and Punjabi-speaking populations, and partner brokers in our network commonly offer service in those languages. When you compare quotes through our marketplace, we can connect you with a licensed broker in Ontario who can explain Super Visa coverage in the language your family is most comfortable using.
Cost depends on age, health, deductible, and the coverage amount rather than your London postal code. As a marketplace estimate, a healthy visitor aged 60–64 typically pays $1,450–$2,100 a year for $100,000 of coverage, and ages 65–69 run roughly $1,850–$2,700. These are estimates, not quotes — a licensed broker confirms the exact, bindable premium for your parents' specific situation.
You generally need proof of paid, IRCC-compliant coverage of at least $100,000 at the time of application, so most families arrange the policy before approval. Many carriers let you set a future start date and offer a refund if the visa is refused, minus any administrative fee. Comparing carriers first helps you find one with refund terms that protect you if the application does not go through.
London Health Sciences Centre — which operates Victoria Hospital and University Hospital — and St. Joseph's Health Care London treat insured visitors. Carriers with broad direct-pay networks bill the hospital directly so your family avoids large upfront payments during an emergency. A licensed broker can confirm which carriers offer direct pay at the hospitals nearest the neighbourhood where your parents will be staying.
Often yes, though terms vary widely between carriers. Some insurers cover a stable pre-existing condition after a defined stability period, while others exclude it or charge more, and definitions of stability differ. This is one of the biggest reasons to compare quotes rather than accept the first offer. A licensed broker can match your parents to a carrier whose pre-existing-condition rules fit their health history.
Studying or working at Western does not change the Super Visa rules for visiting parents or grandparents: they still need $100,000 of emergency medical coverage, valid for one year from entry, covering healthcare, hospitalization, and repatriation. What it can change is timing around convocation or term breaks. Comparing carriers through our marketplace lets you line up a start date and price that fit the family's visit, and a licensed broker confirms the bindable figure.

Compare Super Visa quotes for your London family

A licensed broker — including Arabic- and Mandarin-speaking advisors — matches the right carrier to your parents' age and health, free.

Lowest Rates Hub connects consumers with licensed insurance brokers across Canada. Quotes are provided by partner brokers and the carriers they represent; LRH does not bind coverage or hold an insurance licence. Estimates are not bound coverage. Final premiums depend on the insurer's underwriting and the information disclosed in the application. Policies underwritten by IDC Worldsource and partner insurers. Privacy policy.

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