Lowest Rates Hub
Quotes from 25+ vetted Canadian insurers

Protect what you love.Pay less doing it.

Compare quotes from 25+ Canadian insurers in 60 seconds. No phone tag. No pushy agents. Just clear options, side by side.

  • Free & private
  • Takes 60 seconds
  • No credit check
Quotes from
ManulifeCanada LifeSun LifeDesjardinsIndustrial AllianceRBC InsuranceBMO Insurance
How it works

Three steps. Zero paperwork.

From question one to comparison page — usually a quick session, not a long form.

Step 01

Tell us about you

Six quick questions. No SIN, no credit pull.

Step 02

Compare matched quotes

Top three side by side. Plain English.

Step 03

Lock in your rate

Apply online or talk to a licensed advisor.

Ready to see your three quotes?
Avg. customer saves $480/year. Takes about 60 seconds.
Start free quote
Illustrative example · 35 yr old, non-smoker, Toronto

What a results page looks like

Illustrative example only. Actual rates depend on your specific health, age, lifestyle, coverage amount, and the carrier’s underwriting decision — your real quote will differ. Get a real quote in 60 seconds. Underwritten by IDC Worldsource and partner insurers.

Why people switch

Same coverage. Less out of pocket.

We're a comparison platform — not a single insurer. That means every quote you see is the actual price from a Canadian carrier we've vetted. Most people who switch save $480 a year. Some save more.

  • Independent — your quote isn't steered toward one carrier's margin.
  • Honest about trade-offs — we'll tell you when a smaller policy makes more sense.
  • Take your time to decide — no high-pressure sales tactics.
Canadian family travelling
“Protecting what matters shouldn't require a financial degree.”
Reviews

Real results.
Real Canadians.

Independent reviews from Canadians who compared their old policy against three matched quotes. Every name verified, every dollar real.

Read more stories

Took me 4 minutes. I was paying $58/mo with my old broker — now $34 for the same coverage.

Priya R.
Mississauga, ON
$288/yr saved

Honest about what I didn't need. The advisor told me a smaller policy actually made more sense.

Marcus T.
Halifax, NS
$192/yr saved

Finally an insurance site that doesn't make me feel dumb. Three quotes, one click each.

Élise B.
Montréal, QC
$324/yr saved
Frequently asked

The honest answers. No fine print.

Yes. Comparing quotes is free. We're paid by the insurer when you take out a policy — same price you'd get going to them directly, but with three quotes side by side instead of one.
No. One licensed advisor will follow up — only if you ask for help applying. We don't sell your contact info to third-party brokers.
Yes. We work with Manulife, Canada Life, Sun Life, Desjardins, Industrial Alliance, RBC Insurance, BMO Insurance, and 18 more. Every quote on our platform is from a federally licensed Canadian carrier.
Often, yes. Several insurers we work with offer simplified-issue policies up to $500,000 with no exam — just a short health questionnaire. The trade-off is a slightly higher monthly cost. We'll show you both options.
Carriers price the same coverage differently because their underwriting models weigh age, health, and lifestyle slightly differently. Comparing across 25+ insurers lets you find the carrier whose math works in your favour.
★ Limited time — lock your rate

Three quotes.
Sixty seconds.
A lifetime of peace of mind.

Every quote from a vetted Canadian insurer. Every advisor licensed. A friend with a license — not a buddy at a barbecue.

  • No medical exam to get a quote
  • No high-pressure sales
  • Take your time to decide
Quote in 60s
Average save $480/yr
Get my quote