Super Visa · Fredericton

Super Visa insurance in Fredericton

Inviting your parents or grandparents to Fredericton on a Super Visa? They'll need at least $100,000 of Canadian emergency medical coverage before they arrive. Compare quotes from licensed brokers in our network who serve New Brunswick families — including many newcomers who came to Fredericton from India, the Philippines and China.

Quick answer

Super Visa insurance in Fredericton must meet the same federal IRCC minimums as anywhere in Canada: at least $100,000 of emergency medical coverage from a Canadian insurer, valid for one year from entry, covering healthcare, hospitalization and repatriation. A healthy visitor aged 60–64 typically pays $1,450–$2,100 a year for $100,000 of coverage. Fredericton's immigrant population has grown fast — nearly 4 in 10 of its immigrants arrived between 2016 and 2021 — led by newcomers from India, the Philippines and China.

Super Visa insurance for Fredericton families

A Super Visa lets parents and grandparents of Canadian citizens and permanent residents stay for up to five years per entry, but IRCC requires private medical insurance before it will approve the visa. The policy must provide at least $100,000 in emergency medical coverage, remain valid for one year from the date of entry, and cover healthcare, hospitalization and repatriation. For Fredericton families — whether settled in the Southside downtown core or across the Saint John River in Nashwaaksis, Marysville or Devon — that means arranging coverage before a parent flies in from Delhi, Manila or Beijing.

Fredericton is a university and government town, home to the University of New Brunswick and St. Thomas University, and its immigrant community has grown rapidly: close to 40% of the city's immigrants arrived between 2016 and 2021, many of them students and skilled workers from India, the Philippines and China who later sponsor parents to visit. New Brunswick is Canada's only officially bilingual province, but English is the working language for most newcomer families here. What still matters for Super Visa insurance is getting a parent's age and pre-existing conditions — diabetes, high blood pressure, heart disease — described accurately, and several partner brokers in our network can walk Fredericton families through that in Hindi, Punjabi, Tagalog or Mandarin.

Why compare before you buy in Fredericton

If your parents need emergency care in Fredericton, they'll most likely be treated at the Dr. Everett Chalmers Regional Hospital on Priestman Street — the regional referral hospital run by Horizon Health Network, with a 24-hour emergency department and cancer and surgical services for the wider river valley. Visitors are not covered by New Brunswick Medicare, so an emergency admission is billed to their Super Visa policy, or to your family if there is none. Some plans pay the hospital directly while others reimburse you after a claim, so it pays to compare quotes from several licensed brokers and confirm which plans offer direct billing. The full Super Visa guide covers the IRCC requirements and the 7-step framework; see cost by age for typical pricing.

Hospitals and emergency care near Fredericton

Super Visa insurance is emergency medical coverage, so it pays to know where your parents would be treated and whether the carrier bills the hospital directly. Facilities serving Fredericton visitors include Dr. Everett Chalmers Regional Hospital. Carriers with broad direct-pay networks settle bills with the hospital so your family avoids large upfront payments — a licensed broker can confirm which carriers offer direct pay near you.

What Super Visa insurance costs in Fredericton

Super Visa premiums are set by the visitor's age and health, not by their address. A policy for parents staying near downtown costs the same as one for parents in Nashwaaksis or Marysville — there is no Fredericton or New Brunswick surcharge, and brokers serving the city draw on the same Canadian insurers used across the country. The figures below are marketplace estimates for a healthy applicant at $100,000 of coverage; your actual quote depends on age, medical history and any deductible you choose.

Visitor age	Annual premium (est.)	Monthly equivalent
55–59	$1,100 – $1,650	$92 – $138
60–64	$1,450 – $2,100	$121 – $175
65–69	$1,850 – $2,700	$154 – $225
70–74	$2,400 – $3,500	$200 – $292
75–79	$3,200 – $4,800	$267 – $400
80+	$4,500 – $7,200	$375 – $600

Marketplace estimates for an IRCC-compliant policy — $100,000 coverage, $250 deductible, no pre-existing coverage, annual payment. Final premiums depend on the insurer's underwriting; a licensed broker confirms the bindable figure.

Estimate your parents' premium

Super Visa cost calculator

Adjust the details below for an instant estimate of an IRCC-compliant policy — at least $100,000 coverage, valid for 365 days, covering healthcare, hospitalization, and repatriation.

Parent or grandparent's age65

5090+

Coverage amount

$100,000 is the IRCC minimum. Brokers often suggest more for visitors over 65.

Deductible

A higher deductible lowers the premium but raises your out-of-pocket cost.

Cover stable pre-existing conditions?

Payment plan

Estimated premium

$148–$215/mo

≈ $1,775 – $2,583 over the 365-day term

These are estimates. A licensed broker confirms your exact, bindable premium after a quick medical questionnaire.

Get my Super Visa quotes 647-362-5511

Lowest Rates Hub connects you with licensed insurance brokers across Canada. Quotes are provided by partner brokers and the carriers they represent; LRH does not bind coverage or hold an insurance licence. Estimates are not bound coverage and depend on the insurer's underwriting and the information disclosed. Privacy policy.

Fredericton Super Visa questions, answered

Yes. India and the Philippines are among the top sources of recent newcomers to Fredericton, and several partner brokers in our network serve New Brunswick families in Hindi, Punjabi, Tagalog and Mandarin — often by phone or video, which works well in a smaller city where in-person broker offices are fewer. Language helps most when you are answering the medical questions that set the premium and protect the claim, such as describing a parent's diabetes or blood pressure history. When you compare quotes, you can ask to be matched with a licensed broker who can serve your family in the language you prefer.

Cost depends on age, health and coverage amount — not on living in Fredericton or New Brunswick. For $100,000 of coverage, a healthy visitor aged 60–64 typically pays $1,450–$2,100 a year, and a healthy visitor aged 65–69 typically pays $1,850–$2,700. Adding a deductible can lower the premium, while pre-existing conditions such as heart disease or diabetes can raise it or require a short medical questionnaire. Since each Canadian insurer weighs these factors differently, comparing several quotes from licensed brokers is the most reliable way to find the lowest compliant price.

The Dr. Everett Chalmers Regional Hospital at 700 Priestman Street is Fredericton's main hospital — a Horizon Health Network regional referral centre with a 24-hour emergency department, plus cancer care, surgery and a noted reconstructive and plastic surgery program. Visitors on a Super Visa are not covered by New Brunswick Medicare, so any emergency visit is billed to their private insurance, or to your family if there is none. Some Super Visa plans pay the hospital directly while others reimburse you after a claim, so confirm which type you are buying before your parents travel.

Yes. IRCC requires proof of valid medical insurance at the time of the Super Visa application, not after your parents land. The confirmation must show at least $100,000 in emergency medical coverage from a Canadian insurer, valid for at least one year from the date of entry, covering healthcare, hospitalization and repatriation. Most Fredericton families buy the policy a few weeks before submitting the application so the letter is ready to upload. If travel dates change — common when coordinating flights from India or the Philippines — many insurers let you adjust the start date, so ask about that when you compare quotes.

Usually not safely. IRCC has historically required coverage from a Canadian insurer, and although a 2025 change opened the door to some approved foreign insurers, the most dependable route for Fredericton families is a Canadian Super Visa policy that clearly meets the $100,000, one-year, healthcare-hospitalization-repatriation standard. Policies bought abroad often fall short on the coverage amount, the one-year validity or repatriation, and a policy that does not meet IRCC's terms can result in a refused visa. Comparing quotes from licensed Canadian brokers removes that uncertainty.

Compare Super Visa quotes for your Fredericton family

A licensed broker — including Hindi- and Punjabi-speaking advisors — matches the right carrier to your parents' age and health, free.

Get my Super Visa quotes 647-362-5511

Lowest Rates Hub connects consumers with licensed insurance brokers across Canada. Quotes are provided by partner brokers and the carriers they represent; LRH does not bind coverage or hold an insurance licence. Estimates are not bound coverage. Final premiums depend on the insurer's underwriting and the information disclosed in the application. Policies underwritten by IDC Worldsource and partner insurers. Privacy policy.