Super Visa insurance in Québec City
Bringing your parents or grandparents to Québec City on a Super Visa means lining up at least $100,000 of emergency medical coverage that satisfies IRCC. From Sainte-Foy to Limoilou, the federal rules are the same — but premiums and carriers differ. Compare options, then connect with a licensed broker in our network.
Quick answer
Super Visa insurance in Québec City must meet the same federal IRCC minimums as anywhere in Canada: at least $100,000 of emergency medical coverage from a Canadian insurer, valid for one year from entry, covering healthcare, hospitalization, and repatriation, with proof required at the time of application. A healthy visitor aged 60–64 typically pays $1,450–$2,100 a year for $100,000 of coverage; ages 65–69 run roughly $1,850–$2,700. Because Québec City is predominantly francophone, many French-speaking and bilingual partner brokers in our network can explain the policy in French.
Super Visa insurance for Québec City families
Welcoming a parent or grandparent to Québec City on a Super Visa is a chance to share years together — but it starts with the right medical coverage. Whether your family is settling into Sainte-Foy near Université Laval, the leafy streets of Charlesbourg, or a triplex in Limoilou, IRCC requires at least $100,000 of emergency medical coverage from a Canadian insurer, valid for one full year from entry, covering healthcare, hospitalization, and repatriation. Proof must be ready at the time of application.
Québec City is overwhelmingly French-speaking, and the families bringing relatives here reflect long-standing ties with France, the Maghreb (Morocco, Algeria, Tunisia), and Latin America, alongside a smaller but growing South Asian community. That mix matters when you are choosing a policy: a clause about a deductible or a pre-existing-condition rider is much easier to weigh when it is explained in your own language. Many French-speaking and bilingual partner brokers in our network can walk a Québec City family through the fine print in French, then confirm the federally required $100,000, one-year, healthcare-hospitalization-repatriation coverage in writing.
Because RAMQ — Québec's public health plan — does not extend to visiting parents or grandparents, a single emergency room visit in Beauport or a hospital stay can become a serious bill without private cover. A compliant Super Visa policy is what stands between your family and those costs. Comparing several IRCC-approved carriers side by side, rather than taking the first quote, is the simplest way to balance premium, deductible, and coverage for the relative you are bringing to Québec City.
Why compare before you buy in Québec City
If your parent needs care at the CHU de Québec–Université Laval, the carrier you chose decides how smoothly the claim is handled. Comparing several IRCC-approved insurers side by side lets you weigh premium, deductible, and direct-pay strength instead of guessing. The full Super Visa guide covers the IRCC requirements and the 7-step framework; see cost by age for typical pricing.
Hospitals and emergency care near Québec City
Super Visa insurance is emergency medical coverage, so it pays to know where your parents would be treated and whether the carrier bills the hospital directly. Facilities serving Québec City visitors include CHU de Québec–Université Laval (Hôpital de l'Enfant-Jésus, Hôtel-Dieu de Québec), Hôpital du Saint-Sacrement. Carriers with broad direct-pay networks settle bills with the hospital so your family avoids large upfront payments — a licensed broker can confirm which carriers offer direct pay near you.
What Super Visa insurance costs in Québec City
Your parents' premium is set by their age, health, deductible, and coverage choices — not by a Québec City address. There is no city surcharge: a visitor staying in Sainte-Foy pays the same base rate as one staying anywhere else in Québec. The ranges shown here are LRH marketplace estimates for an IRCC-compliant $100,000 policy; a licensed broker confirms the exact, bindable figure.
| Visitor age | Annual premium (est.) | Monthly equivalent |
|---|---|---|
| 55–59 | $1,100 – $1,650 | $92 – $138 |
| 60–64 | $1,450 – $2,100 | $121 – $175 |
| 65–69 | $1,850 – $2,700 | $154 – $225 |
| 70–74 | $2,400 – $3,500 | $200 – $292 |
| 75–79 | $3,200 – $4,800 | $267 – $400 |
| 80+ | $4,500 – $7,200 | $375 – $600 |
Marketplace estimates for an IRCC-compliant policy — $100,000 coverage, $250 deductible, no pre-existing coverage, annual payment. Final premiums depend on the insurer's underwriting; a licensed broker confirms the bindable figure.
Estimate your parents' premium
Adjust the details below for an instant estimate of an IRCC-compliant policy — at least $100,000 coverage, valid for 365 days, covering healthcare, hospitalization, and repatriation.
$100,000 is the IRCC minimum. Brokers often suggest more for visitors over 65.
A higher deductible lowers the premium but raises your out-of-pocket cost.
These are estimates. A licensed broker confirms your exact, bindable premium after a quick medical questionnaire.
Lowest Rates Hub connects you with licensed insurance brokers across Canada. Quotes are provided by partner brokers and the carriers they represent; LRH does not bind coverage or hold an insurance licence. Estimates are not bound coverage and depend on the insurer's underwriting and the information disclosed. Privacy policy.
Québec City Super Visa questions, answered
Compare Super Visa quotes for your Québec City family
A licensed broker — including French- and Spanish-speaking advisors — matches the right carrier to your parents' age and health, free.
Lowest Rates Hub connects consumers with licensed insurance brokers across Canada. Quotes are provided by partner brokers and the carriers they represent; LRH does not bind coverage or hold an insurance licence. Estimates are not bound coverage. Final premiums depend on the insurer's underwriting and the information disclosed in the application. Policies underwritten by IDC Worldsource and partner insurers. Privacy policy.