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Super Visa · Surrey

Super Visa insurance in Surrey

Surrey is home to one of Canada's largest South Asian communities, and sponsoring parents and grandparents on a Super Visa is a familiar milestone here. We'll connect you with a licensed broker — including Punjabi- and Hindi-speaking advisors — who can compare IRCC-compliant policies for your family in 60 seconds.

Quick answer

Super Visa insurance for parents visiting Surrey must meet the federal IRCC minimums: at least $100,000 of emergency medical coverage from a Canadian insurer, valid for one year from entry, covering healthcare, hospitalization, and repatriation. A healthy visitor aged 60–64 typically pays $1,450–$2,100 a year for $100,000 of coverage. Many partner brokers serving Surrey offer service in Punjabi, Hindi, and Urdu, and can confirm direct-pay billing at Surrey Memorial Hospital.

Super Visa insurance for Surrey families

Surrey's Newton, Whalley, Fleetwood, and Guildford neighbourhoods are full of multigenerational households where reuniting with parents and grandparents matters deeply. The Super Visa lets them stay for up to five years at a time — but only if they arrive with private medical insurance of at least $100,000, valid for one year from entry, covering healthcare, hospitalization, and repatriation.

Because Surrey draws so many visitors from India and South Asia, language and clear pre-existing-condition terms matter as much as price. We match you with a partner broker who can explain the policy in Punjabi, Hindi, or Urdu, and who compares carriers so a managed condition like blood pressure or diabetes is handled the right way rather than quietly excluded.

Why compare before you buy in Surrey

The cheapest premium is rarely the best policy. A licensed broker in our network looks at the visitor's age and health, the deductible, and which carriers offer direct pay at Surrey Memorial Hospital and across the Fraser Health network. The full Super Visa guide covers the IRCC requirements and the 7-step framework; see cost by age for typical pricing.

Hospitals and emergency care near Surrey

Super Visa insurance is emergency medical coverage, so it pays to know where your parents would be treated and whether the carrier bills the hospital directly. Facilities serving Surrey visitors include Surrey Memorial Hospital, Fraser Health network. Carriers with broad direct-pay networks settle bills with the hospital so your family avoids large upfront payments — a licensed broker can confirm which carriers offer direct pay near you.

What Super Visa insurance costs in Surrey

Premiums are set by the visitor's age, health, deductible, and coverage amount — not by a Surrey address, and BC adds no provincial sales tax to these policies. The ranges below are LRH marketplace estimates for an IRCC-compliant $100,000 policy; a licensed broker confirms the exact, bindable figure for your parents.

Visitor ageAnnual premium (est.)Monthly equivalent
55–59$1,100 – $1,650$92 – $138
60–64$1,450 – $2,100$121 – $175
65–69$1,850 – $2,700$154 – $225
70–74$2,400 – $3,500$200 – $292
75–79$3,200 – $4,800$267 – $400
80+$4,500 – $7,200$375 – $600

Marketplace estimates for an IRCC-compliant policy — $100,000 coverage, $250 deductible, no pre-existing coverage, annual payment. Final premiums depend on the insurer's underwriting; a licensed broker confirms the bindable figure.

Estimate your parents' premium

Super Visa cost calculator

Adjust the details below for an instant estimate of an IRCC-compliant policy — at least $100,000 coverage, valid for 365 days, covering healthcare, hospitalization, and repatriation.

Parent or grandparent's age65
5090+
Coverage amount

$100,000 is the IRCC minimum. Brokers often suggest more for visitors over 65.

Deductible

A higher deductible lowers the premium but raises your out-of-pocket cost.

Cover stable pre-existing conditions?
Payment plan
Estimated premium
$148$215/mo
≈ $1,775 – $2,583 over the 365-day term

These are estimates. A licensed broker confirms your exact, bindable premium after a quick medical questionnaire.

Lowest Rates Hub connects you with licensed insurance brokers across Canada. Quotes are provided by partner brokers and the carriers they represent; LRH does not bind coverage or hold an insurance licence. Estimates are not bound coverage and depend on the insurer's underwriting and the information disclosed. Privacy policy.

Surrey Super Visa questions, answered

Yes. Surrey has one of Canada's largest South Asian communities, and we can match you with a partner broker who speaks Punjabi, Hindi, or Urdu. Tell us your preferred language when you start a quote and we'll connect you with a licensed broker who can walk your parents through the policy in their own language.
For $100,000 of coverage, a healthy visitor aged 60–64 typically pays $1,450–$2,100 a year; ages 65–69 run $1,850–$2,700. Premiums depend on the visitor's age, medical history, deductible, and whether pre-existing conditions are covered. Compare quotes from licensed brokers to see the exact number for your parent.
Yes. IRCC requires proof of valid Super Visa insurance — at least $100,000, valid for one year from entry, covering healthcare, hospitalization, and repatriation — as part of the application itself. The application is refused without it. Most carriers refund the premium (minus a small fee) if the visa is later refused.
Surrey Memorial Hospital and the wider Fraser Health network treat insured visitors. Carriers with broad direct-pay networks — such as Manulife — bill the hospital directly so your family avoids large upfront payments. A licensed broker can confirm which carriers offer direct pay at the hospitals nearest you.
Most Super Visa policies cover side trips of limited duration — typically up to 30 consecutive days outside Canada. A longer trip, such as a return visit to India, can void coverage for that period. Confirm the side-trip wording with a licensed broker before your parents book travel.

Compare Super Visa quotes for your Surrey family

A licensed broker — including Punjabi- and Hindi-speaking advisors — matches the right carrier to your parents' age and health, free.

Lowest Rates Hub connects consumers with licensed insurance brokers across Canada. Quotes are provided by partner brokers and the carriers they represent; LRH does not bind coverage or hold an insurance licence. Estimates are not bound coverage. Final premiums depend on the insurer's underwriting and the information disclosed in the application. Policies underwritten by IDC Worldsource and partner insurers. Privacy policy.

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