Sun Life Financial.
Trusted by your neighbours.

Sun Life Financial has been protecting Canadians since 1865, making it one of the longest-standing life insurance carriers in the country. Today Sun Life serves over 10 million individual and group plan members across Canada, offering one of the broadest product shelves in the market: term life, participating whole life, universal life, critical illness, disability, long-term care, and group benefits.

Sun Life is a strong option for Canadians who want a single carrier to cover multiple needs — individual coverage for one family member, group benefits through an employer, and wealth accumulation in the same portfolio. The My Sun Life digital portal makes it straightforward to manage policies, submit claims, and check group benefit balances in one place without calling an advisor.

From an underwriting standpoint, Sun Life is known for flexible decisions on clients with well-managed health conditions such as controlled diabetes, resolved cancers, and mental-health history. That flexibility makes Sun Life worth comparing even when a client expects to face a rating or decline from other carriers.

Sun Life's term products start at 10 years and extend to 30-year guarantees, with renewable and convertible options. Participating whole life through Sun Life builds guaranteed cash value and earns dividends that can reduce premiums or purchase additional paid-up insurance over time. Universal life adds investment account flexibility for clients focused on estate planning or corporate-owned life insurance.

When you run a comparison through Lowest Rates Hub, Sun Life appears in your results wherever its current pricing and underwriting guidelines fit your age, health profile, and coverage amount. You compare Sun Life's rate alongside other major Canadian carriers so you can see exactly where it lands.