Lowest Rates Hub
Quotes from 25+ vetted Canadian insurers
Compare coverage

Every kind of cover.
One honest place.

Life, travel, health, and business insurance from 25+ Canadian carriers — side by side, in plain English. Pick a category below or browse every product we quote.

  • Free & private
  • 60-second quote
  • No credit check
Every product we quote

The full lineup. One short sentence each.

Life insurance

Life insurance, made plain.

Term, whole, and universal — three quotes side by side.

From $19/monthCompare
Term life insurance

Term life insurance.

From $19/month for a healthy 30-year-old non-smoker.

From $19/monthCompare
Whole life insurance

Permanent coverage.

Coverage that never expires — guaranteed for life.

From $120/monthCompare
Universal life insurance

Permanent coverage,

Lifetime coverage with adjustable premiums.

From $140/monthCompare
Final expense insurance

Burial & Funeral Insurance in Canada.

Coverage from $5,000 to $25,000 — funeral, burial, and estate costs.

From $22/monthCompare
Critical illness insurance

If life throws a curveball,

Tax-free lump sum on diagnosis — usually $25,000 to $250,000.

From $28/monthCompare
Disability insurance

Disability Insurance in Canada

Monthly benefit up to 67% of your income, paid tax-free.

From $32/monthCompare
Education insurance

Make sure their tuition

Combines savings with life-insurance protection.

From $95/monthCompare
Group benefits

Benefits that retain people

Plans for teams from 2 to 200 employees.

From $95/employee/monthCompare
Health insurance

Provincial coverage is good.

Plans from $32/month for individuals.

From $32/monthCompare
Health & dental plans

Pick the plan

Compare basic, enhanced, and comprehensive plans side by side.

From $32/monthCompare
Key person insurance

If your business

Tax-free lump sum to the business.

From $45/monthCompare
Mortgage insurance

Pay off the mortgage

Pays off the mortgage in one tax-free payout.

From $25/monthCompare
Travel insurance

Travel covered.

Emergency medical from $1.50/day for healthy adults.

From $1.50/dayCompare

Looking for in-depth life insurance information? Visit our life insurance guide for term, whole, universal, and more. Planning ahead for your children? Education insurance plans protect tuition and savings if income stops. For extended health coverage, compare health insurance plans covering drug, dental, and paramedical benefits. Travelling abroad or sponsoring visitors? Travel & Super Visa insurance covers all travel and visitor medical needs. Planning end-of-life costs? Funeral insurance covers final expenses with small, easy-to-qualify policies.

Lowest Rates Hub connects consumers with licensed insurance brokers across Canada. Quotes are provided by partner brokers and the carriers they represent; LRH does not bind coverage or hold an insurance licence. Estimates are not bound coverage. Tax treatment depends on individual circumstances and is subject to change — consult a licensed tax advisor. Policies underwritten by IDC Worldsource and partner insurers. Privacy policy.

Not sure where to start?
Talk to a real human.

Our licensed advisors will walk you through what cover actually fits — and tell you when you don't need it. Free call, no obligation.

  • 25+ Canadian insurers
  • Licensed advisors only
  • Same price as going direct
Quote in 60s
Average save $480/yr
Get my quote