Universal Life Insurance

Universal Life Insurance combines lifelong coverage with flexible premiums and a cash value component, adapting to your changing financial needs.

Comprehensive

Universal Life Insurance for Lifelong Flexibility and Growth

When you die, your family will be taken care of when they need it most.

A family who bought a universal life insurance policy.

Why Lowest Rates Hub?

Combine the protection of life insurance with the growth potential.

If you seek lifetime insurance coverage and tax-advantaged investing with long-term growth potential, consider universal life insurance. Flexibility and customizable options make universal life insurance from BGM Financial Group a smart choice if you want to build towards your future while helping to ensure that your loved ones are well-protected.

A family who bought a universal life insurance policy.

Protect and Grow

Flexible Coverage and Investment

Universal life insurance offers permanent coverage with flexible investment options, tailored to your needs. Enjoy tax advantages, wealth accumulation, and estate preservation.

Lowest Rates Hub Canadian insurance agency.

What Is Universal Life Insurance?

Universal life insurance combines permanent life insurance coverage with a flexible portfolio of investment options, customized to your financial needs and aligned with your risk tolerance. In today’s world of complex tax laws, you want maximum protection for your estate—and our universal life insurance can provide it.

Our plan offers a wide range of investment options, a choice of death benefits, optional benefits and riders, flexible ways to pay your premiums, and innovative ways to access the value you accumulate over the life of your plan.

Lowest Rates Hub Canadian insurance agency.

Protect your family – Invest for your future

A universal life insurance policy can help provide the peace of mind of lifetime insurance coverage while allowing you to invest your assets tax-effectively. Consider the benefits of universal life insurance if you:

  • Need life insurance
  • Are financially secure and want to focus on wealth accumulation
  • Want to build upon a solid financial foundation
  • Already make your maximum annual RSP contribution
  • Seek tax-advantaged returns for non-registered assets
  • Are nearing retirement and want to focus on estate preservation

Universal Life Insurance

A Flexible Policy We Can Help With

Let us go over all the options with you and help explain this. You want to get the best possible policy for your unique financial needs and we can make that happen.
Final expense insurance policy contract.
About Lowest Rates Hub.

Why Buy Through Us?

Simpler, Smarter, More Rewarding Life Insurance.

We think life insurance should be more about living. So we’ve reinvented it to help you get on with life.

Support

Not Sure What Insurance You Need? We Can Help.

Insurance agent speaking with their client.