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Critical Illness Insurance Plans

Financial support when you need it most, covering cancer, heart attack, and 26 other illnesses.

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Financial Support Guaranteed

Secure Your Future with Comprehensive Critical Illness Insurance

At Lowest Rates Hub, we know how important it is to protect your finances and have peace of mind for you and your loved ones. Our critical illness insurance plans provide financial help when you need it most so you can focus on getting better without money worries.

Critical Illness & Cancer Insurance

Why Choose Critical Illness Insurance?

Critical illness insurance pays a lump sum if you’re diagnosed with a covered illness. This support helps cover medical bills, rehabilitation, and daily expenses, allowing you to maintain your lifestyle during tough times. Our plans offer benefits beyond regular health insurance, with quick payouts and flexible use of funds.

Understanding Critical Illness Insurance

In Canada, critical illness insurance is a key part of a solid financial plan. It protects against the high costs of serious health conditions, providing peace of mind and financial stability for you and your family.

Our Protection Plan Features

  • Comprehensive Coverage: Receive a lump sum payment upon diagnosis of a covered illness.
  • Flexible Use of Funds: Use the payout for any purpose, from medical expenses to daily living costs.
  • Stable Premiums: Enjoy predictable premiums throughout the policy term.

Lowest Rates Hub’s insurance plans help shield you from financial difficulties due to critical illnesses, allowing you to concentrate on your recovery.

Consider the following:

Expenses such as private nursing or modifications to your home or vehicle to improve your mobility won’t be covered under your provincial health insurance plan and may not be covered under typical employer-sponsored health plans.

Then there are the other challenges that critical illnesses bring—such as finding the best medical care, meeting day-to-day needs (like caring for your children), and managing the stress and anxiety.

Critical Illness Insurance for Comprehensive Support

Financial Assistance for Medical Care, Daily Needs, and Stress Management

Critical illness insurance from Lowest Rates Hub provides a lump-sum benefit to help support you financially, if you are diagnosed with and survive a covered critical illness. You can use this benefit payment to supplement your health insurance plan and any group disability coverage you may have:

Reduce your financial burden

Pay off or reduce your mortgage, credit cards or other debts. Help keep your business running.

Maintain your independence

Modify your home or vehicle, hire help during recovery, or fund a leave of absence.

Access cutting-edge medical services

Cover medications and treatments in Canada, plus travel and lodging for treatments abroad.

Assist in your recovery any way you choose

Spend more time with your family or use the benefit in other ways that can help you focus on getting well.

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What’s more, with critical illness insurance from BGM Financial Group, you may not have to go into debt or withdraw money from your retirement savings to remain financially stable and independent during your recovery.

Critical Illness Insurance

Talk to us

We can explain how it works and what your options are. Make sure you are never in a vulnerable position that could hurt your family and add to your suffering, should you become critically ill.
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